Thinking of Buying a Home? Then Pay Attention to Your Credit Score Now

If you are planning to buy a home this year, it's a good idea to review your credit score as soon as possible. You don't want to find out the hard way how important a good credit score can be to your ability to get a home mortgage, especially in the current financial market. Don't fall into the trap of thinking that you know what's on your credit report, as problems can occur you're unaware of. Then you'll find yourself trying to sort out credit issues while trying to convince a lender that you're a good risk for a mortgage. It's simple and free (once a year) to check your credit score. Just go to: annualcreditreport.com and follow the instructions. There is a fee however to get your full credit report. Once you have it, check it carefully for anything that may be erroneous. And, if your credit score is lower than you'd like, you can take steps to try and improve it. There are different tactics to help with this.The following web site has some useful tips: http://www.myfico.com/crediteducation/improveyourscore.aspx. all4now